Frequently Asked Questions


Protection for eight decades and beyond.

Why should I buy insurance from Wolverine Mutual?
We’ve been in business since 1917 and we take pride in the speed and quality of our service. Our Demotech Financial Stability Rating (FSR) of A’ (A Prime), Unsurpassed, reflects our overall financial strength and our short and long-term ability to meet our financial obligation to our policyholders. We allow you to choose the repair/construction services of your choice so you’ll be assured of quality repairs to your damaged property. We endeavor to provide you with quality service at an affordable price year after year. Our outstanding customer retention rate is proof that our policyholders value their Wolverine Mutual coverage.

How can Wolverine Mutual help me save money on my insurance?
We offer many discounts that help you save money. For example, if you insure both your home and autos with us, you receive a significant discount on both policies. Our Watercraft and Motorcycle polices offer similar discounts. Many other discounts apply depending on your age, location, driving record, age of home, credit worthiness, etc. You can also reduce your premium by simply increasing your deductible.


Locate an Independent Wolverine Mutual Agent and ask them to quote your personal lines coverage today.