Michigan Discounts

Lower your rates with these money-saving discounts.

You can also cut your annual premium costs by qualifying for these discounts - ask your independent insurance agent for specifics:

Premier Driver Discount on a new automobile policy if you are ticket- and accident-free and haven't had significant prior loss activity*

Safe Driver Renewal Discount when you meet all of these criteria:

  • Continuously insure your vehicle(s) with us for three or more years
  • Remain ticket- and accident-free
  • Haven’t had significant loss activity*

Auto/Home Multi-Policy Discount when you also insure your primary or secondary residence with us

Multi-Car Discount when you insure more than one vehicle with us

Safety Belt Discount when you agree that anyone driving or riding as a front-seat passenger will always buckle up**

Safety Device Discounts when your vehicle is equipped with:

  • Driver, passenger and/or side air bag
  • Anti-Lock Brake System (ABS) - applies to collision coverage only

Pleasure Use Discount if you are an adult operator who does not drive your vehicle(s) to work or school or who commutes 10 miles or less

Good Student/Good Driver Discount for any full-time student driver, under the age of 25, who maintains a “B” average or better in school.

Insurance Scoring Discount. When we underwrite your policy, we use a number of sources to help us anticipate your loss potential. Research shows there is a statistical correlation between certain financial characteristics on your credit report and how often you will submit a claim. Your insurance score discount will be based on those financial characteristics and other considerations.

* Applies to No-Fault and Collision coverages
** Applies to Personal Injury Protection only
 

 

 

Quick Response

Need a quote on a new policy?

Your local Wolverine Mutual independent insurance agent will respond quickly to your request. Unlike discount insurance agents that limit your choices or force you to settle for an insurance package that’s “close” to the coverage you want, your Wolverine agent will listen to your actual needs. You’ll learn what are state-mandated coverages and get advice on which optional coverages best suit your circumstances. Your agent will show you what discounts you qualify for so you can save on your premiums year after year. And you’ll learn what payment plan works with your budget.