Indiana Options

Customize your coverage with these options.

As you shop for auto insurance you may notice that some companies offer “package” policies at a set premium price. There is seldom any flexibility in what coverages can be added to or subtracted from the package. As a result you may get too little protection (and pay more out of pocket when you file a claim) or you get too much protection (and pay extra for coverages you will never use).

With Wolverine Mutual, you have the flexibility to choose the coverages that best fit your personal or family needs. Here are ways to customize your protection:

COVERAGEPROTECTSPAYS FOR
CollisionYour insured vehicle(s)Repair or replacement up to the cash value of your vehicle at the time of collision.
Other than Collision (Comprehensive)Your insured vehicle(s)Damage caused by fire, falling objects, earthquake, theft, vandalism, explosion, deer, and other hazards.
Uninsured MotoristYou and passengers

You and resident relatives as pedestrians		Damages you are legally entitled to recover from the owner or operator of an uninsured motor vehicle because of bodily injury sustained and caused by an accident.
Uninsured Motorist PropertyYour propertyProperty damage resulting from an accident involving a legally liable uninsured motor vehicle.
Underinsured MotoristYou, covered relatives and passengersDamages you are legally entitled to recover from the owner or operator of an uninsured motor vehicle because of bodily injury sustained and caused by an accident.
Road ServiceYour insured vehicle(s)Up to the policy limit for towing and labor when your vehicle fails to operate.
Loan/LeaseYour insured vehicle(s)The difference in the actual cash value of the loaned or leased automobile at the time of loss and the amount owed on the original loan or lease agreement. Applicable in the event of a total collision or other than collision (comprehensive) loss.
TrailerOthersInjuries, sickness, emergency first aid, loss of income and death claims when you are legally liable for one trailer attached to your vehicle causing bodily injury.
Others' propertyProperty damage done by your trailer when it is attached to your passenger vehicle and you are legally liable.
Transportation ExpensesYour insured vehicle(s)Rental of another automobile if your vehicle is disabled more than 24 hours due to a collision or other than collision (comprehensive) loss.
 

 

 

Quick Response

Need a quote on a new policy?

Your local Wolverine Mutual independent insurance agent will respond quickly to your request. Unlike discount insurance agents that limit your choices or force you to settle for an insurance package that’s “close” to the coverage you want, your Wolverine agent will listen to your actual needs. You’ll learn what are state-mandated coverages and get advice on which optional coverages best suit your circumstances. Your agent will show you what discounts you qualify for so you can save on your premiums year after year. And you’ll learn what payment plan works with your budget.