HO-3 PolicySolid protection for your home, your property and the people who visitOur popular HO-3 Policy protects many of the things you value most: your residence, other structures not connected to your house, and personal property. Your coverage includes: Physical loss protection on the dwelling (except those specifically excluded in the policy) and loss to personal property caused by a wide range of perils from fire, theft, windstorm and hail to weight of ice, snow and sleet to volcanic eruptions. Home ownership liabilities protection from claims or suits brought against you for accidental damage to someone else’s property or accidental bodily injury to others. Medical payments for accidental bodily injury to others, on or off your insured property, are also covered if a residence employee or one of your animals causes the injuries. And, this broad coverage is yours at a very competitive premium cost. This description is only a summary. For complete details on available coverages, please contact Wolverine Mutual Insurance Company or refer to your Wolverine Mutual Premier Homeowners policy. |
Wolverine Mutual Insurance Company has provided this outstanding insurance coverage and exceptional claims service since 1917. Now more than 45,000 policyholders in Michigan, Indiana and Wisconsin know they’ll hear “it’s protected” when the things they value are damaged or lost.
That assurance comes from Wolverine Mutual’s commitment to provide a strong financial future for its policyholders. It is a commitment that has weathered some of our nation’s toughest economic times. It is a watchful eye that responds to ever-changing coverage needs. It is a company that cares about you.