HO-3/HO-5 Discounts

Pay even less with these rate-cutting discounts

You can customize your policy to get even more value for your protection dollars:

  • Newer Home Discount for houses up to 20 years old (save more than 20% for homes up to 6 years old; see savings chart [anchor link]). Theft coverage for personal property and building materials is automatic (subject to certain limitations).
  • Experience Credits give you progressively higher discounts for ages 35-44, 45-54 and 55+. When you reach each age bracket we will automatically increase the discount at the time of your policy renewal.
  • Protective Device Discount for installing smoke detectors and central station burglary and fire alarm systems
  • Auto/Home Multi-Policy Discount when you or your spouse insures a vehicle with Wolverine Mutual and garages it in the same state as your insured home. (Get a discount on your auto insurance, too!)
  • Higher Deductible Discount gives you substantial savings when you choose a higher deductible ($500 base)
  • Insurance Scoring Discount. When we underwrite your policy, we use a number of sources to help us anticipate your loss potential. Research shows there is a statistical correlation between certain financial characteristics on your credit report and how often you will submit a claim. Your insurance score discount will be based on those financial characteristics and other considerations.

This is a general description of the coverage available with Wolverine Mutual HO-3 and HO-5 Premier insurance. For specific details and limitations, see your agent or written policy.

 

 

 

Second To None

Exceptional Claims Service

Wolverine Mutual Insurance Company has provided this outstanding insurance coverage and exceptional claims service since 1917. Now more than 45,000 policyholders in Michigan, Indiana and Wisconsin know they’ll hear “it’s protected” when the things they value are damaged or lost.

That assurance comes from Wolverine Mutual’s commitment to provide a strong financial future for its policyholders. It is a commitment that has weathered some of our nation’s toughest economic times. It is a watchful eye that responds to ever-changing coverage needs. It is a company that cares about you.