Pay even less with these rate-cutting discounts

You can customize your policy to get even more value for your protection dollars:

• Newer Home Discount for houses up to 20 years old (save more than 20% for homes up to 6 years old.
• Experience Credits give you progressively higher discounts for ages 35-44, 45-54 and 55+. When you reach each age bracket we will automatically increase the discount at the time of your policy renewal.
• Protective Device Discount for installing smoke detectors or central station burglary and fire alarm systems
• Non-smoker Discount when you and family members do not smoke cigarettes, etc.
• Auto/Home Multi-Policy Discount when you or your spouse insures a vehicle with Wolverine Mutual and garages it in the same state as your insured home. (Get a discount on your auto insurance, too!)
• Higher Deductible Discount gives you substantial savings when you choose a higher deductible ($500 base)
• Suburban Protection Discount for your home located in sub-divisions outside larger city limits. To qualify, your home must be valued at $200,000 or more and be 20 years old or newer.
• Insurance Scoring Discount. When we underwrite your policy, we use a number of sources to help us anticipate your loss potential. Research shows there is a statistical correlation between certain financial characteristics on your credit report and how often you will submit a claim. Your insurance score discount will be based on those financial characteristics and other considerations.