HO-24 Premier (V.I.P) Indiana

HO-24 broadens your protection even more

If your home is eligible for Premier level coverage, you automatically will get these added protections with your HO-5 policy or you may add it to your HO-3:

  • $10,000 for loss by theft of jewelry, watches, furs, precious and semi-precious stones; $1,000 coverage for these items if misplaced or lost
  • $10,000 for loss by theft, misplacing or losing of silverware, silver-plated ware, goldware, gold-plated ware and pewterware
  • $2,500 for loss by theft of firearms
  • $1,000 coverage for money, bank notes, bullion, gold (other than goldware), silver (other than silverware), platinum, coins and metals
  • $1,000 (with $250 deductible) for direct loss to property due to water backup and sump pump overflow (additional limits available)
  • $500 for loss of refrigerated food and prescription drugs
  • Tree debris removal ($500 maximum, subject to Section I deductible)
  • Ordinance or Law coverage - up to 10% of your home's insuring value can be used for the increased costs you incur due to enforcement of any irdinance or law following a covered loss.
  • Special Disappearing Deductible rewards policy-holders by reducing the deductible by $20 for each claim-free policy period.
  • Lock and key coverage
  • Pet recovery advertising
  • Social security check coverage

This description is only a summary. For complete details on available coverages, please contact Wolverine Mutual Insurance Company or refer to your Wolverine Mutual Homeowners policy.

 

 

 

Quick Response

Need a quote on a new policy?

Your local Wolverine Mutual independent insurance agent will respond quickly to your request. Unlike discount insurance agents that limit your choices or force you to settle for an insurance package that’s “close” to the coverage you want, your Wolverine agent will listen to your actual needs. You’ll learn what are state-mandated coverages and get advice on which optional coverages best suit your circumstances. Your agent will show you what discounts you qualify for so you can save on your premiums year after year. And you’ll learn what payment plan works with your budget.