Customize your policy to get the right protection for you.

At Wolverine Mutual you don’t have to pay for packages that include coverages you don’t need. Your agent will help you build a policy that protects you not only from surprises but also from unnecessary premium costs.

• Pollution Liability provides coverage for pollution-related liability (such as the discharge of fuel into the water) you may be legally obligated to pay. The limit (up to $500,000) is based on the amount of Section II Liability Coverage you purchase.
• Client Entertainment covers the occasional use of your boat for entertaining business clients.
• Unattached Scheduled Equipment for when the combined value of your unattached equipment exceeds the automatic $5,000 of coverage in the policy.
• Older Boat Coverage for fiberglass boats over 15 years old and wooden boats over 10 years old.
• Dual Ownership so all the owners can relax knowing your craft is fully protected with this slight surcharge.
• Agreed Value Option ensures that you’ll receive the full amount your boat is insured for in the event of a total loss, without depreciation. Subject to certain restrictions. See your policy for details.
• Personal Watercraft (PWC) Coverage for waverunners and jet skis is available if Wolverine also insures your other boat.