Watercraft Discounts

Save more money with these discounts

In addition to our competitive premium rates, you can save even more when you qualify for these discounts:

  • Newer Boat Discount applies to boats 10 years old or newer.
  • Higher Deductible Discounts are available for $500, $1,000 and $2,500 deductibles (base $250 deductible).
  • Boat/Home Multi-Policy Discount applies to your boat’s physical damage premium when you also insure your home with Wolverine Mutual.
  • Multi-Boat Discount for insuring more than one watercraft with Wolverine Mutual.
  • Experience Discount applies when you have more than five years boating experience or complete the U.S. Coast Guard or Power Squadron Navigation Course.
  • Halon Fire Extinguishing System Discount when you install an approved system within the engine compartment of your inboard or inboard/outboard watercraft.
  • Safety Equipment Discount when you have a depth-sounder, ship-to-shore radio, G.P.S. or a Loran navigation system on board.
  • Shore Station Boat Lift Discount
  • Diesel Engine Discount
 

 

 

Quick Response

Need a quote on a new policy?

Your local Wolverine Mutual independent insurance agent will respond quickly to your request. Unlike discount insurance agents that limit your choices or force you to settle for an insurance package that’s “close” to the coverage you want, your Wolverine agent will listen to your actual needs. You’ll learn what are state-mandated coverages and get advice on which optional coverages best suit your circumstances. Your agent will show you what discounts you qualify for so you can save on your premiums year after year. And you’ll learn what payment plan works with your budget.