Automobile Insurance

Avoid costly coverage surprises

Crunching metal is a terrible sound. But it’s worse when your insurance agent admits you don't have adequate auto insurance. Now you face unexpectedly higher out-of-pocket repair, replacement or medical costs. Those "surprises" are the downside of shortchanging your coverage to save a few dollars. At Wolverine Mutual we focus on providing the protection Michigan and Indiana drivers really need.

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Michigan advantages

Get all No-Fault mandatory coverages.
Customize your coverage. Why pay for inflexible "packages" that don't offer you enough protection or charge you for unnecessary extra coverages? Wolverine Mutual lets you tailor your protection and premium rates to your personal and family needs.

Michigan savings

Cut your annual premium costs with these discounts.

Your agent will provide full details about how to qualify and the savings you'll see:

Premier driver (new policyholder who is ticket- and accident-free and hasn't had significant prior loss activity*)
Safe driver renewal*
Auto/home multi-policy
Multi-car
Safety belt**
Safety device (driver, passenger and/or side air bag; anti-lock brake system)
Pleasure use
Good student/good driver
Insurance scoring discount

*Applies to No-Fault and Collision coverages

**Applies to Personal Injury Protection only

Indiana advantages

Get comprehensive coverage at competitive rates.
Customize your coverage. Why pay for inflexible "packages" that don't offer you enough protection or charge you for unnecessary extra coverages? Wolverine Mutual lets you tailor your protection and premium rates to your personal and family needs

Indiana savings

Cut your annual premium costs with these discounts.

Your agent will provide full details about how to qualify and the savings you'll see:

Premier driver (new policyholder who is ticket- and accident-free and hasn't had significant prior loss activity*)
Safe driver renewal*
Auto/home multi-policy
Multi-car
Safety device (driver, passenger and/or side air bag; anti-lock brake system)
Pleasure use
Good student/good driver
Insurance scoring discount

* Applies to liability, medical payment, collision and other-than-collision coverages.

Drive with peace of mind

To find an independent agent who will provide the coverage you need to protect you and your vehicle, click here.

For a policy that matches your needs and budget, start here.

To increase your financial protection with surprisingly affordable personal umbrella coverage, learn more here.

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Proudly saying “It’s covered” since 1917.

Most days go well. Then it happens. An accident. Nasty weather. A fire. A break in. Suddenly you need financial help to repair or replace what’s been damaged or lost.

For over 100 years, Wolverine Mutual Insurance Company has proudly told our policyholders that “it’s covered” when they need that assurance the most. Through a conservative stewardship of our policyholders’ money, personal property insurance policies that are written to truly protect what they own and a company-wide compassion during tough times, we’ve built a family of customers, agents and employees that have spanned generations. Our legacy of longevity has helped tens of thousands of people in Michigan, Indiana and Wisconsin feel more secure and we hope you’ll be part of our story over the next 100 years, too.

Wolverine’s Claim Service Rated the Best in Michigan

Every two years, the Michigan Association of Insurance Agencies (MAIA) asks its member agencies to rank their carriers in their Agent Survey of Companies.

In the recently-released 2016 survey, Wolverine Mutual was ranked 1st in the Claims Handling in Personal Lines category. We not only earned top billing in this important category but our score was the single highest score in any category in the survey.

We’re thrilled with the honor!

Nothing is more important to us than providing fast, fair and responsive claim service to our valuable policyholders. You can count on our commitment to deliver an excellent claims experience.

We can help you ...

Get a quote - When you need better coverage and service, click here.
Pay your bill - We offer easy payment to fit your budget and time. Click here.
Make a claim - Have a claim? For a quick response, click here.

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