Boats & Recreational Vehicles
Relax ... your play vehicles are covered
Whether you sail, troll or pound the waves at 65 mph, we offer the coverage your pleasure boat or yacht really needs. We also provide the right protection for you and your recreational vehicles. Actual boat and recreational vehicle owners write these easy-to-understand, coverage-loaded policies. They know what protections you want because they value them, too.
Here are some of the many reasons why boaters in Michigan, Indiana and Wisconsin consider Wolverine Mutual the best insurance choice on and off the water.
Full replacement cost coverage for watercraft up to 25', five years or newer
One deductible saves you hundreds of dollars. Covers damage to your boat, trailer, motor and/or equipment.
Automatic $5,000 coverage for unattached equipment and personal effects
Equipment on shore coverage
Boat towing and emergency assistance
Worry-free protection is available for your 26' or longer hulls. Whether your boat is fiberglass or wood, inboard, outboard, inboard/outboard or a sailboat, we can protect your ultimate getaway on the water. Here are a few of the many advantages of insuring it with Wolverine Mutual:
Agreed value coverage for your yacht and motor(s) valued at $35,000 to $500,000
Replacement 20 coverage for damage on yachts that are 20 years old or less
Automatic $10,000 for unattached equipment and personnel effects
Pleasure boat & yacht savings
Our premium rates are very competitive; these discounts drive down your costs even more
Ask your agent how to qualify and what savings you'll see:
- Newer watercraft applies to: boats and yachts 10 years old or newer
- Higher deductible
- Watercraft/Home multi-policy
- Experience: when you have more than five years boating experience or complete qualifying courses
- Halon fire extinguishing system
- Safety equipment
- Shore station boat lift
- Diesel engine
When you insure your home with us, you can protect the following recreational vehicles with all risk physical damage coverage as well as liability and medical payment coverage:
- Off-road four wheelers and utility vehicles
- Mini-bikes and trail bikes
- Golf cars or carts
- Recreational trailers
Start protecting your fun
To find an independent agent who will provide the coverage you need to protect you and your boat or recreational vehicle, click here.
For a policy that matches your needs and budget, start here.
To increase your financial protection with surprisingly affordable personal umbrella coverage, learn more here.