Homeowner Insurance

Protect your home for less

Your home is one of your most valuable possessions. Your independent agent can help make sure you have the financial security you need to repair or replace your house or belongings after a loss. All of this coverage and more can be yours at a competitive premium price.

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Michigan advantages

Choose between premier and standard coverage

Automatic value adjustment

Extra coverage at no additional charge: debris removal, emergency repairs, building collapse protection and much more

Michigan savings

Pay even less with these rate-cutting discounts.

Ask your agent how to qualify and show your savings:

  • Newer home: for houses up to 20 years old save more than 20% for homes up to 6 years old
  • Experience credits give you progressively higher discounts for ages 35-44, 45-54 and 55+
  • Protective devices: for installing smoke detectors and/or central station burglary and fire alarm systems
  • Auto/home multi-policy
  • Higher deductible
  • Suburban protection: for homes located in subdivisions outside larger city limits
  • Insurance scoring discount

Indiana advantages

Your independent agent will help you choose the level of protection you need to handle the repair and replacement costs should something happen to your home or possessions. Here are some advantages to going with Wolverine Mutual:

Automatic value adjustment

You don't have to belong to a group or organization to lower your premium rates. Ask your independent agent whether your home qualifies for savings.

Get extra coverage at no extra coverage: includes debris removal, credit card protection, emergency repairs and much more

Indiana savings

Pay even less with these discounts.

See your independent agent for qualifications and how much you'll save:

  • Newer home: for houses up to 20 years old save more than 20% for homes up to 6 years old
  • Experience credits give you progressively higher discounts for ages 35-44, 45-54 and 55+
  • Protective devices: for installing smoke detectors and/or central station burglary and fire alarm systems
  • Non-smoker
  • Auto/home multi-policy
  • Higher deductible
  • Suburban protection: for homes located in subdivisions outside larger city limits
  • Insurance scoring discount
Work with people who care about your financial security

To find an independent agent who will provide the coverage you need to protect your home and possessions, click here

For a policy that matches your needs and budget, start here.

To increase your financial protection with surprisingly affordable personal umbrella coverage, learn more here.

 

 

 

 

Proudly saying “It’s covered” since 1917.

Most days go well. Then it happens. An accident. Nasty weather. A fire. A break in. Suddenly you need financial help to repair or replace what’s been damaged or lost.

For over 100 years, Wolverine Mutual Insurance Company has proudly told our policyholders that “it’s covered” when they need that assurance the most. Through a conservative stewardship of our policyholders’ money, personal property insurance policies that are written to truly protect what they own and a company-wide compassion during tough times, we’ve built a family of customers, agents and employees that have spanned generations. Our legacy of longevity has helped tens of thousands of people in Michigan, Indiana and Wisconsin feel more secure and we hope you’ll be part of our story over the next 100 years, too.

 

Wolverine’s Claim Service Rated the Best in Michigan

Every two years, the Michigan Association of Insurance Agencies (MAIA) asks its member agencies to rank their carriers in their Agent Survey of Companies.

In the recently-released 2016 survey, Wolverine Mutual was ranked 1st in the Claims Handling in Personal Lines category. We not only earned top billing in this important category but our score was the single highest score in any category in the survey.

We’re thrilled with the honor!

Nothing is more important to us than providing fast, fair and responsive claim service to our valuable policyholders. You can count on our commitment to deliver an excellent claims experience.

sofaWe can help you ...

  • Get a quote - When you need better coverage and service, click here.
  • Pay your bill - We offer easy payment to fit your budget and time. Click here.
  • Make a claim - Have a claim? For a quick response, click here.

 

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