Personal Umbrella
Increase your protection with surprisingly affordable coverage
There are plenty of reasons in today’s litigious culture to be worried about lawsuits. So ask your independent agent to help you an add extra layer of liability protection over and above the limits on your primary policies. Our umbrella liability coverage is available in limits of $1 million to $5 million for your auto, homeowners, watercraft, recreational vehicle, seasonal dwelling and rental property policies. It will cover:
- Gap protection against liability claims not covered by your comprehensive Wolverine Mutual auto or homeowners policies
- Legal defense costs if someone files a lawsuit against you
- Personal injury protection against libel, slander, malicious prosecution, defamation of character, invasion of privacy or discrimination suits
- Host liquor liability
This protection covers you and others on your policy no matter where your covered incident occurs in the world.