Personal Umbrella

Increase your protection with surprisingly affordable coverage

There are plenty of reasons in today’s litigious culture to be worried about lawsuits. So ask your independent agent to help you an add extra layer of liability protection over and above the limits on your primary policies. Our umbrella liability coverage is available in limits of $1 million to $5 million for your auto, homeowners, watercraft, recreational vehicle, seasonal dwelling and rental property policies. It will cover:

  • Gap protection against liability claims not covered by your comprehensive Wolverine Mutual auto or homeowners policies
  • Legal defense costs if someone files a lawsuit against you
  • Personal injury protection against libel, slander, malicious prosecution, defamation of character, invasion of privacy or discrimination suits
  • Host liquor liability

This protection covers you and others on your policy no matter where your covered incident occurs in the world.

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Proudly saying “It’s covered” since 1917.

Most days go well. Then it happens. An accident. Nasty weather. A fire. A break in. Suddenly you need financial help to repair or replace what’s been damaged or lost.

For over 100 years, Wolverine Mutual Insurance Company has proudly told our policyholders that “it’s covered” when they need that assurance the most. Through a conservative stewardship of our policyholders’ money, personal property insurance policies that are written to truly protect what they own and a company-wide compassion during tough times, we’ve built a family of customers, agents and employees that have spanned generations. Our legacy of longevity has helped tens of thousands of people in Michigan, Indiana and Wisconsin feel more secure and we hope you’ll be part of our story over the next 100 years, too.


Wolverine’s Claim Service Earns Top-Three Ranking

Every two years, the Michigan Association of Insurance Agencies (MAIA) asks its member agencies to rank their carriers in their Agent Survey of Companies.

In the most recent 2018 survey, Wolverine followed up their first-place ranking in 2016 with a top-three ranking in Claims Handling in Personal Lines. This consistently high grade from our agents underscores the importance we place on providing fast, fair and responsive claim service to our valuable policyholders. You can count on our commitment to deliver an excellent claims experience.

sofaWe can help you ...

  • Get a quote - When you need better coverage and service, click here.
  • Pay your bill - We offer easy payment to fit your budget and time. Click here.
  • Make a claim - Have a claim? For a quick response, click here.


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