Personal Umbrella

Increase your protection with surprisingly affordable coverage

There are plenty of reasons in today’s litigious culture to be worried about lawsuits. So ask your independent agent to help you an add extra layer of liability protection over and above the limits on your primary policies. Our umbrella liability coverage is available in limits of $1 million to $5 million for your auto, homeowners, watercraft, recreational vehicle, seasonal dwelling and rental property policies. It will cover:

  • Gap protection against liability claims not covered by your comprehensive Wolverine Mutual auto or homeowners policies
  • Legal defense costs if someone files a lawsuit against you
  • Personal injury protection against libel, slander, malicious prosecution, defamation of character, invasion of privacy or discrimination suits
  • Host liquor liability

This protection covers you and others on your policy no matter where your covered incident occurs in the world.

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Wolverine’s Claim Service Rated the Best in Michigan

Every two years, the Michigan Association of Insurance Agencies (MAIA) asks its member agencies to rank their carriers in their Agent Survey of Companies.

In the recently-released 2016 survey, Wolverine Mutual was ranked 1st in the Claims Handling in Personal Lines category. We not only earned top billing in this important category but our score was the single highest score in any category in the survey.

We’re thrilled with the honor!

Nothing is more important to us than providing fast, fair and responsive claim service to our valuable policyholders. You can count on our commitment to deliver an excellent claims experience.

sofaWe can help you ...

  • Get a quote - When you need better coverage and service, click here.
  • Pay your bill - We offer easy payment to fit your budget and time. Click here.
  • Make a claim - Have a claim? For a quick response, click here.


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