Rental Dwellings

Protect your rental property for less

When you rent a one- or two-family dwelling, you want to protect your property and the income it generates. We can help you as long as:

You own the property as an individual or L.L.C.
You do not occupy the property
The property was built in 1940 or after, costs $75,000 or more to rebuild and is in excellent condition
You insure the dwelling for 100% of its replacement cost
The property has a minimum of 100-amp service and circuit breakers

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Michigan advantages

Dwelling Building & Contents Coverage includes rental dwelling, other outbuildings, landlord's personal property (such as refrigerators, dishwashers, etc.) and lost rental value.
Premier Tree Debris Removal Coverage
Landlord Liability Protection
Automatic Inflation Adjustment

Michigan savings

Lower your annual premium costs with these discounts.

Your agent will provide full details about how to qualify and what savings you'll see:

Newer Rental Property: for one- or two-family dwellings up to 20 years old; save even more for dwellings up to 6 years old
Protective device: for installing smoke detectors
Multiple policy
Higher deductible

Indiana advantages

Dwelling Building & Contents Coverage includes rental dwelling, other outbuildings, landlord's personal property (such as refrigerators, dishwashers, etc.) and lost rental value.
Landlord Liability Protection
Automatic Inflation Adjustment

Indiana savings

Reduce your annual premium costs with these discounts.

Your agent will provide full details about how to qualify and what savings you'll see:

Newer Rental Property: for one- or two-family dwellings up to 20 years old; save even more for dwellings up to 6 years old
Protective device: for installing smoke detectors.
Multiple policy
Higher deductible

Rent with confidence

To find an independent agent who will help you protect your rental property and income, click here.

For a policy that matches your needs and budget, start here.

To increase your financial protection with personal umbrella coverage, learn more here. [link to umbrella coverage]

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Proudly saying “It’s covered” since 1917.

Most days go well. Then it happens. An accident. Nasty weather. A fire. A break in. Suddenly you need financial help to repair or replace what’s been damaged or lost.

For over 100 years, Wolverine Mutual Insurance Company has proudly told our policyholders that “it’s covered” when they need that assurance the most. Through a conservative stewardship of our policyholders’ money, personal property insurance policies that are written to truly protect what they own and a company-wide compassion during tough times, we’ve built a family of customers, agents and employees that have spanned generations. Our legacy of longevity has helped tens of thousands of people in Michigan, Indiana and Wisconsin feel more secure and we hope you’ll be part of our story over the next 100 years, too.

Wolverine’s Claim Service Earns Top-Three Ranking

Every two years, the Michigan Association of Insurance Agencies (MAIA) asks its member agencies to rank their carriers in their Agent Survey of Companies.

In the recently-released 2018 survey, Wolverine followed up their first-place ranking in 2016 with a top-three ranking in Claims Handling in Personal Lines. This consistently high grade from our agents underscores the importance we place on providing fast, fair and responsive claim service to our valuable policyholders. You can count on our commitment to deliver an excellent claims experience.

We can help you ...

Get a quote - When you need better coverage and service, click here.
Pay your bill - We offer easy payment to fit your budget and time. Click here.
Make a claim - Have a claim? For a quick response, click here.

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