Seasonal Dwellings

Year-round financial protection for your getaway

Do you have a vacation or second home in Michigan or Indiana? Just as with your primary home, it's important to have the right insurance protection for it and your possessions. At Wolverine Mutual our policies give you financial peace of mind 365 days a year. It's why our policyholders truly relax when they're here.

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The advantages

Choose between premier and standard coverage. 

Automatic value adjustment

Extra coverage at no additional charge: debris removal, emergency repairs, building collapse protection and much more

The savings

Free up more money for playing with these discounts.

Ask your agent how to qualify and show you the savings:

  • Newer home: for houses up to 20 years old save more than 20% for homes up to 6-years old
  • Experience credits give you progressively higher discounts for ages 35-44, 45-54 and 55+
  • Protective devices: for installing smoke detectors and/or central station burglary and fire alarm systems
  • Auto/home multi-policy
  • Higher deductible
  • Suburban protection: for homes located in subdivisions outside larger city limits
  • Insurance scoring discount
Don't shortchange your coverage; your time away is valuable

To find an independent agent who will provide the coverage you need to protect your home and possessions, click here

For a policy that matches your needs and budget, start here

To increase your financial protection with surprisingly affordable personal umbrella coverage, learn more here.



Proudly saying “It’s covered” since 1917.

Most days go well. Then it happens. An accident. Nasty weather. A fire. A break in. Suddenly you need financial help to repair or replace what’s been damaged or lost.

For over 100 years, Wolverine Mutual Insurance Company has proudly told our policyholders that “it’s covered” when they need that assurance the most. Through a conservative stewardship of our policyholders’ money, personal property insurance policies that are written to truly protect what they own and a company-wide compassion during tough times, we’ve built a family of customers, agents and employees that have spanned generations. Our legacy of longevity has helped tens of thousands of people in Michigan, Indiana and Wisconsin feel more secure and we hope you’ll be part of our story over the next 100 years, too.


Wolverine’s Claim Service Rated the Best in Michigan

Every two years, the Michigan Association of Insurance Agencies (MAIA) asks its member agencies to rank their carriers in their Agent Survey of Companies.

In the recently-released 2016 survey, Wolverine Mutual was ranked 1st in the Claims Handling in Personal Lines category. We not only earned top billing in this important category but our score was the single highest score in any category in the survey.

We’re thrilled with the honor!

Nothing is more important to us than providing fast, fair and responsive claim service to our valuable policyholders. You can count on our commitment to deliver an excellent claims experience.

sofaWe can help you ...

  • Get a quote - When you need better coverage and service, click here.
  • Pay your bill - We offer easy payment to fit your budget and time. Click here.
  • Make a claim - Have a claim? For a quick response, click here.


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